When one is in an accident while driving a rental vehicle, they may be as eligible for monetary damages as if they were driving their own car. Moreover, the victim may be able to get these damages even if they did not buy rental car coverage. In most cases, the victim’s or the other driver’s insurance offers some coverage.
Filing Claims After a Rental Car Accident
If one suffers injuries in car accidents in Brooklyn NY area, they should notify their insurer just as they would in an accident involving their own vehicle. If the rental car was the only one involved, the victim would only deal with his or her own insurer. Most insurance policies pay for damages sustained in rental car accidents, and liability insurance covers damages caused to others. Collision insurance pays for property damage after Car Accidents, regardless of who is at fault.
In Car Accidents in Brooklyn NY, involving others, the victim should inform their and the other driver’s insurance company. If the other person negligent behavior caused the crash, the victim should consult an attorney and file a claim with the at-fault driver’s insurer to recover for lost wages, medical bills, and other damages. For a case to be successful, the victim must establish negligence, causation, and damages.
Is Rental Car Insurance Necessary?
If one rents a car and wonders whether they need rental coverage, they should first refer to their own policy to see if they have that type of coverage. It’s also worthwhile to check the card used to rent the car, as some credit card companies offer limited coverage. Once one knows what type of coverage they have, they can decide whether they need supplemental rental car insurance.
Getting Rental Car Accident Help
If one is in an accident involving a rental vehicle, they should hire an attorney and file a claim with their own insurer and, possibly, the other person’s. Much of a claim’s chances of success depends on the accident’s causes, the damages the victim suffers, and the type of coverage the victim and the at-fault party have. An auto accident attorney can help clients determine whether they have enough coverage, and they can represent the person in court should the need arise.
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