Nearly everyone has times when he or she is suffering a bit financially, but if your finances have gotten to the point where you can no longer pay your bills, and the creditors have started calling you, it might be time to consult with a professional bankruptcy attorney. By law, everyone has the right to file for bankruptcy, and therefore you should never feel embarrassed or ashamed by this action. An expert bankruptcy attorney in Wetumpka, AL can go over the basics with you so that you can feel better about it and will also work to determine which type of bankruptcy is right for you.
Types of Bankruptcy Vary
There are two main types of bankruptcy, but both Chapter 7 and Chapter 13 will stop creditors from harassing you and will get you on the road to recovery. Whether you choose to have your debts eliminated or want to pay back your creditors according to a schedule that is convenient to you, a good bankruptcy attorney can help you get started. Firms such as Courtney & Mann LLP can help you get the paperwork started so that you can proceed and this paperwork immediately stops the calls that you are getting from creditors.
Only a Good Attorney Can Help You Get Started
Getting started with a bankruptcy is easier than you think and makes you feel better automatically because the process is fairly quick. Whether you have a few thousand dollars’ worth of debt or several million, a good bankruptcy attorney will be by your side throughout the process so that you know what to do and what to expect. It may take several months, but a bankruptcy is often a smart course of action when you are in a lot of debt that you cannot pay back and a good lawyer will make sure that the process is as pleasant as possible.
