Getting injured on the job can be a frightening experience for any worker. The costs of medical care for that injury can be very costly. In addition, the injury could require time off from work. In more severe cases, it could mean never being able to work again with continuing medical costs. This can have devastating effects on a person’s ability to support themselves and their families. Fortunately, Workers Compensation in Vermont is designed to protect workers from these costs.
Injury at work
If a person is injured at work, it is important for them to seek medical care immediately. This also goes for those who have acquired an illness or injury due long-term effects of their job. A doctor can provide the immediate care needed to treat this issue, as well as document the injury and the cause of such injury. The next step is to inform the employer of the injury. Many companies have detailed processes and forms that must be filed when any incident occurs.
Filing a claim
The next step is to file a claim with the Workers Compensation in Vermont. This is provided by an insurance company through the employer. All details of the injury and how it occurred will be needed for this claim. The company may also require an examination by an independent doctor. It may be a good idea to contact a lawyer with this process. They can assist with the claim and ensure all paperwork is filed properly.
Keep detailed account of all costs
After the claim is filed, it may take some time for the insurance company to process the claim. In this time period, it may be beneficial to keep a detailed account of any medical visits and costs. It is also a good idea to keep a journal of how the injury is affecting day to day activities and hardships due to the injury.
Denial of claim
Sometimes, the insurance company will deny a valid workers compensation claim. There is an appeals process that can help an employee make another attempt to have their claim accepted. A lawyer, such as those at McVeigh Skiff LLP, can help with this process and ensure the right information is filed to ensure success. They can even help with long-term or permanent injuries to ensure a settlement that will cover all present and future costs.