It’s impossible for an accident attorney in McKinney, TX to put a value on a case during the initial consultation. The lawyer needs some time to evaluate all the aspects of the situation and come to a dollar amount to present to the insurance company as a settlement demand. In addition, if the person only recently was injured and released from the hospital, there are likely to be additional expenses as the weeks go by.
A List of Expenses
An accident attorney in McKinney, TX will collect a list of health care expenses that include medical diagnostics, surgery, hospitalization, and medication. The client should be compensated for all time off work, which can be a substantial amount of lost income. Expenses for ongoing medical needs should also be paid for by the insurer. That includes physical therapy sessions, nursing care at home, and various types of accessibility equipment.
After release from the hospital, the injured person may need to use crutches or a cane until fully healed. A ramp might be installed at the house if it’s too difficult to climb stairs. Modifications to the bathroom might be necessary if the individual has trouble getting up from a sitting position.
A Sense of Pressure
Insurance companies naturally try to pay as little as possible on accident claims. They may argue about the need for various items and services. Meanwhile, the claimant feels pressured because outstanding bills must be paid. It’s easy to burn through savings during this time and start having to borrow money. The person’s own health insurance will pay for qualifying medical expenses, but all the other costs resulting from being unable to work can feel overwhelming.
Some cases are relatively straightforward. Nevertheless, after someone has been seriously hurt in a vehicle collision, it makes sense to at least consult a personal injury attorney with an organization such as the Law Firm of David S. Kohm. If the insurer has already made a settlement offer and the amount is unreasonably low, the individual may hire the lawyer to handle all the contact with the insurance representatives.