The national worker’s compensation program is intended to protect those hurt on the job. Typically, contractual and casual employees might not receive benefits, such as lost wages, medical bills, and rehabilitation expenses, under the program. While most companies register through private or state-run insurers, bigger companies may insure themselves. Unfortunately, many employers attempt to dispute worker’s compensation claims, but the following facts will help workers increase their chances of a fair settlement.
Laws Vary By Jurisdiction
The worker’s compensation program, colloquially known as workman’s comp, is administered by the state government, and rules are created to suit local requirements. As such, there may be substantial differences in premium calculations, claims processes, and covered benefits. However, Workers Compensation Lawyers in Ft. Pierce FL will help clients sort things out.
Most Lawyers Take Cases on Contingency
In most cases, worker’s compensation lawyers accept cases on a contingency basis, which means they receive a portion of the settlement. If the client’s case is not successful, the lawyer typically receives no payment, but some firms charge for out-of-pocket expenses regardless of the case’s outcome. Be sure to speak with the attorney about the firm’s fees before signing a representation agreement.
It’s Not Necessary to Prove The Employer Was Responsible
Worker’s compensation programs are based on the no-fault doctrine, and workers do not have to prove an employer’s fault to receive a settlement. Usually, the compensation amount isn’t affected by either party’s share of fault, but a client may lose his or her settlement if they were affected by alcohol or drugs, acting illegally, or got hurt during horseplay. However, clients should consult Workers Compensation Lawyers in Ft. Pierce FL before initiating claims.
Fraud Brings Severe Penalties
Employers, health care providers, and workers sometimes attempt to commit fraud. An employee may falsify his or her injuries, but this is quite rare. It’s far more common for an employer to misrepresent their coverage to save on insurance expenses, or for a company doctor to be part of the scheme. However, most jurisdictions have strict laws on worker’s compensation fraud, and violators face steep fines and even jail time.For more information or to schedule a consultation, call Matheson & Horowitz today.